Money $mart Kids

About the Program

Money Smart Kids is more than just a book. It’s a complete financial literacy program designed for children aged 8–12, giving them the confidence and skills to make smart money decisions. Through engaging stories, real-life examples, and hands-on learning, the book introduces children to what money is, how it works, and how to use it wisely.

But the book is only the beginning. With its companion Student Activity & Assessment Pack and Teacher & Parent Guide, Money Smart Kids becomes a ready-to-use program that can be taught in schools, at home, or in group learning environments. And best of all — these resources can be downloaded directly from this page.

What’s Included

The full Money Smart Kids program is built on three essential parts:

1. The Book: Money Smart Kids

The core text walks children through ten engaging chapters (plus a bonus section) that cover everything from the basics of money, earning, and saving, to spending wisely, avoiding mistakes, and even an introduction to investing. Each chapter builds confidence step by step, helping children understand not only what money is, but how to make it work for them.

2. The Student Activity & Assessment Pack (Downloadable)

Learning is reinforced with printable worksheets, chapter-based knowledge checks, fun puzzles, and a final review assessment. Each resource is designed to be interactive, encouraging kids to apply what they’ve learned in practical and creative ways. A certificate of completion is also included to celebrate progress.

3. The Teacher & Parent Guide (Downloadable)

This companion guide makes it easy for adults to lead the program with confidence. It includes teaching tips, discussion starters, answer keys, scoring rubrics, cross-curricular activities, and progress tracking tools. It turns the book and activity pack into a structured, classroom-ready curriculum or a flexible homeschooling resource.

Why Financial Literacy for Kids Matters

Children begin forming money habits as early as age seven. By the time they enter their teens, those habits can be hard to change. Money Smart Kids steps in at the critical ages of 8–12, teaching them how to distinguish between needs and wants, why saving comes before spending, how to resist peer or advertising pressure, and how to think like responsible consumers.

The goal is not to restrict children, but to empower them. Financial literacy at this age gives them choices, independence, and confidence — skills that will serve them for life.

Who Can Use Money Smart Kids?

The program was designed for flexibility:

• In schools, it can be delivered as a structured financial literacy curriculum or integrated into math, social studies, or life skills classes.
• At home, parents can guide children through the book and worksheets at their own pace.
• In group settings such as after-school clubs, youth programs, or community education, the activities provide fun and teamwork while still building essential skills.

Wherever it’s used, the program adapts to the learner.

The Money Smart Kids Advantage

Unlike other resources that offer only stories or only worksheets, Money Smart Kids combines everything:

• A relatable, easy-to-read book
• A practical, hands-on student pack
• A complete teacher/parent guide for structured delivery

Together, these resources create a program that is engaging for kids and practical for adults. And with downloadable access to the Student Pack and Teacher/Parent Guide, you can start teaching financial literacy today with no additional preparation.

Ready to Begin?

With Money Smart Kids, you’re not just teaching children about money — you’re giving them a lifelong skill.

Download the Student Activity & Assessment Pack and Teacher/Parent Guide below, and order the book to complete your program.

Financial literacy is one of the most valuable lessons a child can learn. Let’s make sure they learn it early — and learn it well.